Legal Disclosure

Southern Cross Life Insurance policies are promoted and marketed by Southern Cross Insurance Services Limited (Southern Cross) and provided and underwritten by Cigna Life Insurance New Zealand Limited (Cigna),who will be responsible for all claims and other matters relating to your policy.

Southern Cross (and its related companies) do not guarantee the obligations of Cigna, so if Cigna refuses your claim, Southern Cross will not be liable. Southern Cross may receive a commission on any policies sold.

Full details of your cover and a copy of your policy document is available by downloading here or calling 0800 000 200. Any insurance cover is subject to approval of a completed application and terms, conditions and exclusions do apply. A full copy of the Terms and Conditions are included in the Policy Wording, available by downloading here or on request.

The information regarding Southern Cross Life Insurance on is provided for general information purposes only. To the extent that any such information or recommendations constitute financial advice, they do not take into account any person's particular financial situation or goals and you are recommended to seek advice specific to your circumstances directly from Cigna.